Monte Carlo Burn
Read Chapter 32: Aftermath of the Leak
The casino's private security channel erupted in a storm of overlapping voices. Viktor’s yacht had barely cleared the fish port when the first alarm klaxon tore through the Monte Carlo night—a sound no guest ever heard, reserved for breaches that threatened the sanctity of the vault.
Alex pressed the phone to his ear, blood seeping through the pressure bandage Marco had tied over his shoulder. His voice came out hoarse but steady. "How bad?"
"Bad enough," Zoe said, and the crackle of her keyboard filled the line. "Port authority just locked down. Casino’s doing the same. They found the loop within minutes of us breaking Jules out. Viktor’s calling it a coordinated assault. He’s got every guard on the floor sweeping for intruders."
"Perfect." Alex smiled despite the pain. "They're looking for ghosts while the real play runs underneath them."
Marco glanced over from the helm, guiding the stolen skiff through the dark channel between moored yachts. "You got a plan, or are we just bleeding out for fun?"
"Both." Alex turned to Jules, who sat slumped against the gunwale, his face pale beneath the swelling and bruising Viktor's men had left. "You said the settlement system processes three times a day—midnight, four a.m., and noon?"
Jules nodded weakly. "Funds sweep at four. That’s when they clear bulk transactions from the overnight tables. If you hit it between clearing batches, the system flags it. Zoe's got a window."
The phone crackled again. "I do," Zoe said. "I've been sitting on a secondary account inside the settlement framework since week one. It's small—two-point-four million—but it's classified as 'pending reconciliation.' Nobody audits it until the quarterly close. I moved it into a dead pocket where the main ledger can't see it, but the system thinks it's still there."
Alex closed his eyes, the salt air biting at his wound. "Viktor's accountants are chasing a two-million-dollar ghost. When the lockdown happens, they'll pull the biggest accounts first to make sure the casino's solvent. They'll see the full balance, smile, and move on."
"Meanwhile, I transfer the real funds out through a dormant channel using the panic as cover," Zoe finished. "Bury it in a dozen small accounts across three jurisdictions. Viktor won't know it's gone for at least twelve hours."
Marco cut the engine as they drifted behind a private slip. "And the bigger money?"
"That's still locked behind Viktor's personal biometrics," Alex admitted. "The account he uses for Torrini sponsorship holds the real fortune. Ostrowski's drive is the key."
"Then why aren't we going after the drive?"
Alex looked toward the dark silhouette of Viktor's estate, rising above the cliffs a mile to the east. "Because first we're going to find my mother."
Jules stirred, pain flickering across his face. "You'll need a diversion at the estate gate. I know the security rotation—they swap guards every three hours, and the east wing's cameras come down for maintenance at night. It's a narrow window."
"It'll have to be enough." Alex turned back to Marco. "Get us to the safehouse first. Jules needs a doctor, and I need to stop bleeding before I bleed out on Viktor's lawn."
"You're not going alone," Marco said.
"I'm not going at all with this shoulder." Alex gestured to his own wound. "You and Jules—"
"Jules can't walk a straight line," Marco cut in. "And Zoe's needed at the terminal. That leaves you, and you're a mess."
A long silence stretched between them, broken only by the lap of water against the hull.
"Then we improvise," Alex said finally. "We always do."
---
The safehouse sat in a forgotten alley behind the train station, a basement flat Zoe had rented under a dead man's name. When they arrived, a wiry woman with a medical bag was already waiting—the port clinic contact Zoe had texted from the boat.
The doctor worked in silence, cleaning Alex's wound with alcohol that made him hiss through clenched teeth, then closing it with eleven neat stitches. "You'll live," she said, wrapping the shoulder in fresh bandaging. "But no more heroics for at least forty-eight hours, or it'll tear again."
"I'll be fine by morning."
"That's not morning." She packed her bag and left without another word, taking Jules's vitals one last time before she went. Victor, the man from the clinic who'd helped Zoe before, gave Jules a shot of antibiotics and a folded list of symptoms to watch for, then slipped out into the dawn.
Marco stood sentry by the window, watching the alley. "The casino lockdown's hit the news. Port's closed for 'emergency maintenance.' Traffic's snarled all along the coast road." He glanced back at Alex. "Viktor's on every channel, promising swift justice for the brutes who dared attack such a beloved institution."
"He loves the cameras," Alex said. "Let him play the victim. The longer he spends reassuring the public, the less time he spends reconciling his accounts."
Zoe's voice came through the laptop's tinny speaker. "I've got good news and bad news."
"I'll take good first."
"The transfer's live. Two-point-four million, out of the settlement pocket and into a dozen clean shells. It'll take them hours to trace it, and by then I'll have bounced it through the Ethiopian exchange." A pause. "Bad news: Viktor's triggered a firm-wide audit flag on any account older than ninety days. He's not just securing the casino—he's doing a sweep for anything irregular. My dead pocket trick won't survive a second pass."
Alex sat on the edge of a cot, his shoulder throbbing. "How long until the audit hits the secondary accounts?"
"Four hours, maybe six. Depends on how fast his forensic team works." She clicked her tongue. "If I'd had two more days, I could've migrated the funds clean. As it stands, we've got about eight milliseconds of margin between now and the funds being frozen."
"So what you're saying is we need to move up the timeline."
"That's exactly what I'm saying."
Alex looked at Jules, who lay on the adjacent cot, eyes half closed but listening. "How's the arm?"
"Throbbing like a bastard," Jules said. "But my head's clear. If you need me to function, I can."
"You can't run."
"I can talk." Jules pushed himself up on one elbow. "Viktor's got two weaknesses. One, he's vain. Two, he's paranoid. The vanity means he'll show up to the broadcast tomorrow because he can't resist the cameras. The paranoia means he's got a Plan B—a secondary bolt-hole where he keeps the real money."
"The drive around Ostrowski's neck."
"No—that's Plan A." Jules lowered his voice. "I heard something in the hold. Viktor came down to check on me once, when he thought I was under. He took a call. Said something about 'the chapel' being ready for collection. I don't know what it means, but it's not a church. Not in Viktor's world."
Marco turned from the window. "The chapel. The old private chapel at the estate's southern end. Been deconsecrated for years—Viktor bought it with the land and turned it into storage."
"Storage for what?" Alex asked.
"Whatever needs to be moved fast." Marco's jaw tightened. "If Ostrowski's drive has the records, the chapel might hold the vault that drive unlocks. Viktor doesn't keep all his eggs in one place. Never has."
Alex stood, testing his shoulder. The stitches held. The bleeding had stopped. "We have two objectives now. The drive and the chapel."
"And your mother," Marco said quietly.
Alex's expression didn't change. "The drive first. It's the key. If we get it, Viktor loses everything—his money, his syndicate, his leverage. He'll have nothing to hold her with."
Zoe's voice crackled again. "I can track Ostrowski. He's got a phone on him—old model, but it pings a tower every time he moves. If I can map his pattern, I can predict where he'll be."
"Do it."
The room fell quiet. Outside, dawn crept over the rooftops, painting the alley in amber light. Traffic noise built as Monaco woke to a new day, unaware that the foundation of its most opulent institution was trembling.
Alex pulled on a fresh shirt, wincing at the tug on his shoulder. He caught his reflection in the grimy window—dark circles, sharp cheekbones, the same determined set to his jaw that had seen him through a hundred impossible nights.
He'd get the drive. He'd expose Viktor. He'd find his mother—if she was alive, if Ana Kessler had survived the years of silence, he would find her.
And then, as the sun climbed over the Mediterranean, Alex allowed himself a single quiet moment to acknowledge the truth he'd been avoiding since Viktor's name first surfaced in Luca's files:
If Ana Kessler was Viktor's prisoner, then she'd been close all along. Every shadow Alex had chased, every ghost he'd buried, every debt he'd owed—it all traced back to Viktor, holding the one card that mattered most.
Alex checked his pistol, counted rounds, and slid it into the holster at his hip.
"We go at dusk," he said. "Marco, you're on the estate's blind side. Jules, you stay here and coordinate from the comms. Zoe, you keep Viktor's forensic team spinning their wheels."
"And you?" Marco asked.
"I'll get close to Viktor. Through the front door." Alex smiled grimly. "He loves the cameras. I'll give him a show he can't refuse."
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